Modern bank in the era of digitalization
Replenishment date: 10.03.2023
Content: Modern bank in the era of digitalization.ti EBS.pdf (1.4 MB)
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Description
Automated banking systems are...
Response Type: Single Choice
a complex of automation of office work and document flow in the bank, providing the possibility of maintaining internal electronic document management
a set of software and hardware aimed at automating banking activities
corporate information system designed to automate the company's CRM strategy, in particular, to increase sales, optimize marketing and improve customer service by storing information about customers (counterparties) and the history of relationships with them, establishing and improving business procedures and subsequent analysis of the results
In the most general case, the expected effect of business process automation is…
Response Type: Single Choice
ensuring the growth of certain parameters of the bank's activities, except for profit
ensuring the growth of the bank's profit, as well as the smooth development and expansion of business in the future
ensuring cost reduction per banking business process instance
In the modern banking system
Response Type: Single Choice
two levels (issuing and commercial banks)
two levels (credit organizations and non-bank credit organizations)
three levels (banks, non-banking financial institutions and various financial companies
Select types of remote banking services
Response Type: Single Choice
information, basic, service
operational, strategic, tactical
information, operational, auxiliary
Choose three main areas for determining the effectiveness of the introduction of digital technologies in the banking sector
Response Type: Single Choice
target, system-resource, costly
market, target, local
system-resource, target, market
Select factors that increase the efficiency of banks:
Response Type: Single Choice
improvement of banking business models
growth of operational risks
narrowing margins of banks
Internet marketing is...
Response Type: Single Choice
the practice of using all aspects of traditional online marketing, which affects the main elements of the marketing mix: price, product, place of sale and promotion
the practice of using tools to promote banking products and services in social networks
practice of selling banking products and services on the Internet
The bank's active operations include
Response Type: Single Choice
lending
acceptance of deposits
profit accumulation
What category of services does the use of a bank card by a client to receive on their mobile phone information about the limit of funds and all transactions on the card belong to?
Response Type: Single Choice
client bank
Internet trading
mobile bank
As lender of last resort Central Bank
Response Type: Single Choice
in difficult conditions provides loans to the government
allocates loans to citizens for consumer purposes
provides loans to commercial banks in conditions when they cannot raise funds from the interbank market
Commercial banks all their payments
Response Type: Single Choice
are required to conduct through correspondent accounts in cash settlement centers
are not required to maintain correspondent accounts in cash settlement centers
are required to conduct through correspondent accounts in cash settlement centers only if these are large amounts
Credit is...
Response Type: Single Choice
financing of state economic programs
loans on terms of repayment and payment
creditor's trust in the borrower
The open bank model (open banking) is…
Response Type: Single Choice
a concept formed on the basis of the PSD2 directive and involving the creation of a system of information-transparent banking services
a remote banking system that uses specialized software installed at the client's workstations, which includes a number of modules, in particular a user interface, a database management module, a cryptographic
Response Type: Single Choice
a complex of automation of office work and document flow in the bank, providing the possibility of maintaining internal electronic document management
a set of software and hardware aimed at automating banking activities
corporate information system designed to automate the company's CRM strategy, in particular, to increase sales, optimize marketing and improve customer service by storing information about customers (counterparties) and the history of relationships with them, establishing and improving business procedures and subsequent analysis of the results
In the most general case, the expected effect of business process automation is…
Response Type: Single Choice
ensuring the growth of certain parameters of the bank's activities, except for profit
ensuring the growth of the bank's profit, as well as the smooth development and expansion of business in the future
ensuring cost reduction per banking business process instance
In the modern banking system
Response Type: Single Choice
two levels (issuing and commercial banks)
two levels (credit organizations and non-bank credit organizations)
three levels (banks, non-banking financial institutions and various financial companies
Select types of remote banking services
Response Type: Single Choice
information, basic, service
operational, strategic, tactical
information, operational, auxiliary
Choose three main areas for determining the effectiveness of the introduction of digital technologies in the banking sector
Response Type: Single Choice
target, system-resource, costly
market, target, local
system-resource, target, market
Select factors that increase the efficiency of banks:
Response Type: Single Choice
improvement of banking business models
growth of operational risks
narrowing margins of banks
Internet marketing is...
Response Type: Single Choice
the practice of using all aspects of traditional online marketing, which affects the main elements of the marketing mix: price, product, place of sale and promotion
the practice of using tools to promote banking products and services in social networks
practice of selling banking products and services on the Internet
The bank's active operations include
Response Type: Single Choice
lending
acceptance of deposits
profit accumulation
What category of services does the use of a bank card by a client to receive on their mobile phone information about the limit of funds and all transactions on the card belong to?
Response Type: Single Choice
client bank
Internet trading
mobile bank
As lender of last resort Central Bank
Response Type: Single Choice
in difficult conditions provides loans to the government
allocates loans to citizens for consumer purposes
provides loans to commercial banks in conditions when they cannot raise funds from the interbank market
Commercial banks all their payments
Response Type: Single Choice
are required to conduct through correspondent accounts in cash settlement centers
are not required to maintain correspondent accounts in cash settlement centers
are required to conduct through correspondent accounts in cash settlement centers only if these are large amounts
Credit is...
Response Type: Single Choice
financing of state economic programs
loans on terms of repayment and payment
creditor's trust in the borrower
The open bank model (open banking) is…
Response Type: Single Choice
a concept formed on the basis of the PSD2 directive and involving the creation of a system of information-transparent banking services
a remote banking system that uses specialized software installed at the client's workstations, which includes a number of modules, in particular a user interface, a database management module, a cryptographic
Additional Information
The first to use the concept of "digital economy" were:Response Type: Single Choice
Nicholas Negriponte
Yitzhak Adizes
Steve Jobs
Online payment services are part of the system
Response Type: Single Choice
electronic document management in the bank
socio-economic relations in the course of which payment services are sold and bought
remote banking
As of the end of 2020, the following operate on the territory of the Russian Federation: nationally significant payment systems.
Response Type: Single Choice
35
13
10
Product innovations in the banking sector
Response Type: Single Choice
new banking products that can be associated with both new operations and traditional ones during their development and transformation
a marketing term denoting the mutual integration of disparate communication channels into a single system in order to ensure seamless and continuous communication with the client
introducing a new method, technology, operation or process into the bank's activities in order to reduce costs
The processing center is...
Response Type: Single Choice
clearing bank
a legal entity or its structural subdivision providing information and technological interaction between participants
an enterprise or commercial organization that controls the interaction of settlement participants
The restructuring of the banking system is...
Response Type: Single Choice
her recovery
transformation of organizational and legal forms of banks
bank merger
The payment services market is...
Response Type: Single Choice
a system of socio-economic relations in which payment services are sold and bought
professional activities for the transfer (or participation in it) of funds in electronic form, carried out through digital communication channels by the subjects of the provision of payment services (credit institutions, post offices, payment agents, etc.) to their customers on a contractual basis through the use of payment instruments
any service provided by a financial institution that allows an individual or organization to pay for goods or services to another individual or other organization via the Internet
The Internet banking system is…
Response Type: Single Choice
a remote banking service system that uses specialized software installed at the client's automated workstations, which includes a number of modules, in particular, a user interface, a database management module, a cryptographic system, a data exchange module, etc.
a remote banking service system that provides a range of services to bank customers using the Internet, using which all documents (databases of payment orders, statements, recipient directories, etc.) and other resources necessary for the client to receive bank services are located on the side of the bank
remote banking service using mobile devices, using software (application) installed on a mobile phone (other communication device) with a GSM module, allowing holders of bank payment cards to make payments remotely, receive reference information on accounts and perform other operations
Mobile Banking is...
Response Type: Single Choice
a remote banking service system that uses specialized software installed at the client's automated workstations, which includes a number of modules, in particular, a user interface, a database management module, a cryptographic system, a data exchange module, etc.
a remote banking service system that provides a range of services to bank customers using the Internet, using which all documents (databases of payment orders, statements, beneficiary directories, etc.) and other resources necessary for a client to receive bank services are found
