Organization of the activities of a commercial bank, part 2

Task 1.
Question 1. The quality of assets is determined depending on:
1.from the degree of risk;
2. the degree of liquidity;
3. the degree of profitability;
4. urgency;
5. all of the above.
Question 2. Active banking operations are:
1. issuance of loans;
2. capital formation;
3. accepting deposits;
4. issue of securities;
5. formation of a reserve fund.
Question 3. The bank conducts active operations:
1. to attract new investors;
2. lending to enterprises in need of financing;
3. making a profit;
4. settlements with budgets of different levels;
5. Compliance with the instructions of the regulatory authorities.
Question 4. Bank assets are:
1. demand deposits, shares and reserves;
2. cash; property and reserves;
3. cash, property and stock;
4. loans issued, deposits placed with other banks;
5. all of the above.
Question 5. First-class liquidity does not include:
1. funds on hand;
2. funds on correspondent accounts with the Central Bank of the Russian Federation;
3. promissory notes of first-class issuers;
4. funds on correspondent accounts with other banks;
5. all of the above means.
Task 2.
Question 1. Interest on deposits opened by commercial banks with the Bank of Russia:
1. not accrued;
2. accrued according to the formula of simple interest;
3. accrued according to the compound interest formula;
4. there is no right answer;
5.The correct items are 1 and 3.
Question 2. The structure of the bank's assets, first of all, must correspond to:
1. the goals of the bank's business strategy;
2. regulatory requirements of the Bank of Russia;
3. the economic interests of the owner of the bank;
4. the requirements of international banking standards;
5. the size of the bank's equity capital.
Question 3. Long-term assets are understood as assets with maturity:
1.more than 180 days, but not more than 360 days;
2. more than one year;
3. from two to five years;
4. from five to 30 years old;
5. there is no right answer.
Question 4. Assets of the first risk group include:
1. funds placed on correspondent accounts with resident banks;
2. loans provided to international development banks;
3. funds placed on correspondent accounts of settlement centers of the organized securities market;
4. investments in government debt obligations of Russia;
5. there is no right answer.
Question 5. Assets of the second risk group include: