Organization of commercial bank activities

Question 1. The essence of banks is determined by the fact that they:
1. increase the money supply in circulation by organizing cashless circulation;
2. are engaged in accepting deposits;
3. reduce the money supply in circulation by organizing cashless circulation;
4. carry out the issue of banknotes;
5. specialize in financial intermediation.
Question 2. Russian banks are prohibited from engaging in:
1.insurance and trade;
2. insurance, trade and industrial activities;
3. trade and production activities;
4. professional activity in the securities market; trust management.
Question 3: Universal bank:
1. Performs the entire list of banking operations;
2. Serves both individuals and legal entities;
3. has a ruble and currency license;
4. has additional licenses for conducting professional activities in the securities market;
5. has a general license.
Question 4. Non-bank credit organizations are:
1. credit cooperatives, clearing houses;
2. point "1" + leasing firms;
3. point "2" + charitable foundations;
4. item "2" + banking associations;
5. credit bureau.
Question 5. According to the organizational and legal form, banks can be:
1. joint stock and share;
2. JSC, CJSC, LLC, ODO;
3. public, private and mixed;
4. universal and specialized;
5. without the participation of foreign capital, with the participation of foreign capital.

Task 2.

Question 1. The number of commercial banks currently in Russia
is:
1. less than 1000;
2.more than 1000;
3.more than 2000;
4.more than 3000;
5.about 100.

Question 2. Commercial banks are classified according to a number of characteristics:
1.degree of infrastructure development;
2. on the provision of qualified personnel;
3. on the regulatory framework governing their activities;
4. by the scale of activity;
5. according to the technologies used.
Question 3. Services and operations performed by commercial banks,
can be subdivided:
1. to voluntary and compulsory;
2. banking and non-banking;
3. major and minor;
4. productive and unproductive;
5. market and non-market.
Question 4. The concept of "universal bank" implies that it:
1. provides clients with a full range of banking services;
2. works with both individuals and legal entities;
3. is able to serve clients in different regions of the country;
4. everything said is true;
5. Only points "1" and "2" are correct.
Question 5. Separation of the concepts of "traditional" and "additional" banking operations allows:
1. to differentiate the functions of banks and non-bank financial institutions;
2. determine the range of operations that can be performed exclusively by commercial banks;
3. to carry out banking operations to non-bank financial institutions, but without taking into account the restrictions of the central bank;
4. outline the range of operations that do not require compulsory licensing;
5. to divide the banking services market into separate segments.

Task 3.

Question 1. Banking legislation includes:
1.only special banking laws
2. banking and general laws;
3. banking laws, general laws and regulations of the Bank of Russia;
4. only laws of general action;
5. all laws affecting any aspect of the activity of banks.
Question 2. Banking legislation regulates:
1. the procedure for creating a commercial bank;
2. the procedure for conducting banking operations;
3. the procedure for carrying out banking activities;
4. the procedure for financial accounting and reporting of a commercial bank;
5. the order of interaction of a commercial bank with clients.
Question 3. Credit organizations can create the following commercial structures:
1. consortia;
2. holdings;