Accounting for bank credit transactions.

The elements of the bank's credit policy include:
The following external factors influence credit policy:
Depending on the methods of lending, the following bank loans are distinguished:
The principles on which loans are granted include:
By types of borrowers, there are loans issued:
According to the scope of application, loans are divided into:
By maturity, loans are divided into:
The following information must be included in the loan application:
To assess the creditworthiness of the client, the financial position of the borrower is analyzed by:
In a qualitative assessment of the borrower's condition, the following is studied:
Common methods for assessing the creditworthiness of a borrower include:
To study the creditworthiness of a borrower, the bank calculates the following asset liquidity ratios:
The system of financial ratios used in assessing the creditworthiness of a borrower includes:
The following methods are used to analyze the creditworthiness of individuals:
The main sections of the loan agreement include:
The amount of interest under the loan agreement depends on:
The bank provides loans to customers in the following ways:
The largest share in the loan portfolio of Russian commercial banks is occupied by loans:
Criteria for the reliability of collateral are:
The system of credit instruments reflecting the specific needs of the client for lending to current needs:
Consumer loans according to the terms of lending are divided into:
Consumer loans according to the terms of lending are divided into:
The objects of housing construction lending are:
The main active operations of Russian banks are operations:
By writing off the bank of funds on the client's account in excess of the balance of funds on his account, the following form of lending is carried out
Depending on the target needs of the borrower, the loan can be
The stage of granting a loan, an element of which is the analysis of the borrower's creditworthiness, is
The concept of "information about the borrower-legal entity" includes information about
The company's ability to repay loans is characterized by
Loan restructuring:
Leasing is:
Loan refinancing is:
The greater the bank's own credit potential, the higher the loan rates:
The essence of the method of credit scoring of individuals is as follows:
Factoring is:
In order to form resources, the bank may raise funds:
One of the methods of credit risk management is ... portfolio of loans.
An assessment of the ability of a bank client to obtain a loan and his ability to timely and fully repay the loan debt and interest on it is an analysis of:
Monitoring of the financial condition of a borrower - a legal entity is assessed by the bank on the basis of:
The shortage of funds of the enterprise-borrower causes an increase in:
When lending for consumer purposes (if all lending conditions are standard), when forming a reserve, the loan includes:
Business risk analysis as a way to assess the creditworthiness of a client is:
Mortgage loans include:
Mortgage lending contributes to:
The subjects of the pledge agreement are:
In mortgage lending, the distinctive stage of the lending process is:
The mortgage agreement must contain:
A pledge agreement is considered registered if:
The features of long-term lending are:
The credit potential of the bank is:
A loan secured by real estate is:
The line of credit is
Type of loan in which the bank writes off from the client's current account an amount exceeding the balance on the account:
Pledge is ________ with leaving the item with the pledgee.
The provision of a loan in the form of accounting for bills of exchange is called __________________ bank operation.
A loan provided by several lenders to one borrower is called _______________.
________________ loans are loans with maturities longer than 3 years.
Loans provided to private borrowers for the purchase of consumer goods and