MEI test insurance

Collection of tasks for the discipline "Insurance"
Task 1.
Question 1. What insurance is the most primitive form?
1) Household;
2) Natural;
3) Property;
4) Personal;
5) Voluntary.
Question 2. What is the name of medieval insurance?
1) Fraternal;
2) Manufacturing;
3) Guild-shop;
4) Workshop;
5) Professional.
Question 3. How did medieval insurance differ from antique?
1) Availability of property insurance;
2) Availability of an insurance fund;
3) Lack of insurance premiums;
4) Greater breadth of insurance coverage;
5) All of the above.
Question 4. What is the difference between joint-stock insurance companies and Gosstrakh?
1) Insurance companies provide only property insurance;
2) State insurance, along with voluntary, applies compulsory insurance;
3) Joint stock insurance companies provide only compulsory insurance;
4) Insurance companies provide only personal insurance;
5) There is no difference between them.
Question 5. What types of insurance are provided by insurance companies in Russia?
1) Liability insurance, pet insurance;
2) Property insurance, insurance of transport risks;
3) Insurance of commercial transactions, insurance of default on obligations under contracts;
4) Insurance of the risk of loan default, insurance of citizens;
5) All of the above.
Task 2.
Question 1. What are the features determined by the specificity of insurance coverage?
1) Expression of damage in kind or in cash;
2) The random nature of the onset of a natural disaster or other manifestation of the destructive forces of nature;
3) Implementation of measures to prevent and overcome the consequences of a specific event;
4) The objective need for compensation for damage;
5) All of the above.
Question 2. What is an insured event?
1) The obligation of the insurer to pay the sum insured or insurance indemnity;
2) A set of redistributive relations regarding overcoming or compensation for damage caused to specific objects of insurance;
3) The likelihood of damage to life, health, property of the insured as a result of the insured event;
4) The level of insurance valuation in relation to the value of the property accepted for insurance purposes;
5) Potential damage to the insurance object.
Question 3. In what cases is the insurance indemnity NOT paid?
1) Natural causes of death of objects;
2) Intention or gross negligence of the policyholder;
3) Defects in property that were known to the policyholder;
4) Spontaneous combustion, fermentation, decay, aging, corrosion of objects;
5) All of the above.
Question 4. In what cases does the insurance company NOT accept home property for insurance?
1) Accommodation is not provided with proper supervision;
2) Property in storage, commission or processing;
3) The property is located in common corridors, staircases;
4) The property is in disrepair;
5) The property is located on the balconies and loggias of residential buildings.
Question 5. What insurance mechanisms exist?
1) The effect of probabilities;
2) The effect of accumulation;
3) The effect of rare events;
4) Contents of paragraphs 2, 3;
5) Contents of paragraphs 1, 2.
Task 3.
Question 1. Which of the above equations is correct?
1) S (p1 + vp2 + v2p3 + ...)> S;
2) р1-р2-р3-…=1;
3) v = 1 / (1-i / 100);
4) p1 + vp2 + v2p3 + ... <1;
5) Т0 = R / dR.
Question 2. What is the material embodiment of the economic category of insurance protection?
1) Sum insured;
2) Insurance fund;
3) Insurance risk;
4) Insurance indemnity;
5) Insurance rate.
Question 3. What is the sum insured?
1) This is the payment that the policyholder pays to the insurer to create an insurance fund and pay for the services of the insurer to conduct insurance;
2) This is the ratio of the standard deviation of payments to the mathematical expectation of payments;
3) This is the maximum amount of payments for compensation for losses from insured events;
4) This is the ratio of the average payment to the tariff rate;
5) This is the amount of insurance premium for 100 ru