Money, credit, banks

Banking system of the Russian Federation...

· includes the Bank of Russia, credit organizations, as well as representative offices of foreign banks

· represents a set of national banks, banking infrastructure, banking legislation and banking market, which are in close interaction with each other

· is a collection of different types of national banks operating on the basis of the general monetary mechanism of the country in a certain period


Banking ... - a set of own and borrowed funds available to the bank and used by it to carry out active operations


Banking ... is the inherent probability of banking activities of a bank’s financial losses and/or deterioration in its liquidity due to the occurrence of adverse events associated with internal and/or external factors


Two metals act as a universal equivalent in the monetary system, which is called...

· monometallism

bimetallism

· paper money system

· paper-metal system


Non-cash money emission is based on... operations

· financial

· credit

· currency

stock


In order to curb inflation, the Central Bank of the Russian Federation ... (choose 2 answer options)

carries out additional issue of cash

· increases the value of the key rate

stimulates lending activity

· limits lending activity

· reduces the value of the key rate


It is true that the terms “bank” and “credit organization” ...

· identical

· not identical, since not all banks are credit institutions

· not identical, since not all credit organizations are banks


The emergence of the main theories of money occurred in the following sequence:


The emergence of central banks is historically associated with...

with the development of monetary relations

centralization of banknote issue by the state

· formation of large banks

· expansion of international relations


Restore the chronological sequence of the order of priority of payment documents in the absence or insufficiency of money in the payer’s account to make all payments, established by Article 855 of the Civil Code of the Russian Federation “Sequence of debiting funds from the account”:


The universal equivalent, which serves as a measure of the value of goods and services and is easily exchanged for them, is...


The goals of the Bank of Russia are identified as... (choose 3 answer options)

· protection and ensuring the stability of the national currency

· growth of the bank's market capitalization

· ensuring stability and development of the real sector of the country's economy

· ensuring stable development of the country's financial market

· making a profit from active and passive operations

· development and strengthening of the country's banking system


The release into circulation of an additional number of banknotes and means of payment, resulting in an increase in the money supply - this is ...


The monetary system includes elements such as... (choose 5 answer options)

· price scale

· emission of money

· emission mechanism

· order of payments

· name of the monetary unit

· financial liability of settlement participants

· types of banknotes

· mechanism of monetary regulation

· forms of non-cash payments


Monetary… is a restrictive (tight) policy implemented on the basis of increasing interest rates in order to curb inflation; "dear money" policy


Monetary… – a set of specific measures of the Central Bank aimed at changing the money supply, interest rates, lending volumes and other parameters of money circulation


Cash turnover is characterized by indicators such as... (specify 3 answer options)

number of commercial banks in the country

· volume of money supply

· structure of money supply

· volume of loans issued

· speed of money movement


The legally established procedure for the issuance and circulation of banknotes is ... a mechanism


An instrument used to control inflation and involves setting a price